Life & Health Exam Secrets Study Guide: Life & Health Test Review for the Life & Health Insurance Exam

Get the test prep help you need to be successful on the Life & Health test. The Life & Health Exam is extremely challenging and thorough test preparation is essential for success. Life & Health Exam Secrets Study Guide is the ideal prep solution for anyone who wants to pass the Life & Health Exam, as well as avoid those last-minute Life & Health Exam cram sessions. Not only does it provide a comprehensive guide to the Life & Health Exam as a whole, it also provides practice test questions as well as detailed explanations of each answer.

Life & Health Exam Secrets Study Guide includes:

• • A detailed overview of the Life & Health Exam

• • An analysis of types of life policies

• • A guide to life policy riders, provisions, options, and exclusions

• • An examination of completing the applications, underwriting and delivering the life policy

• • A full study of taxes, retirement, and other life insurance concepts

• • An in-depth look at types of health policies

• • A breakdown of health policy revisions, clauses, and riders

• • An extensive review of social insurance

• • A review of other health insurance concepts

• • An in-depth look at field underwriting procedures

• • Comprehensive practice Life & Health Exam questions with detailed answer explanations

It’s filled with the critical information you’ll need in order to do well on the test: the concepts, procedures, principles, and vocabulary that the state licensing boards expects you to have mastered before sitting for the exam.

The Types of Life Policies section covers:

• • Ordinary straight life

• • Universal whole life and variable whole life

• • Convertible term life

• • Fixed and variable annuities

The Life Policy Riders, Provisions, Options, and Exclusions section covers:

• • Accidental Death and Dismemberment

• • Primary and contingent beneficiaries

• • Accelerated death benefits

The Taxes, Retirement, and Other Life Insurance Concepts section covers:

• • Underwriting

• • Determining a client’s personal and business insurance needs

• • Social Security benefits

The Types of Health Policies section covers:

• • Disability income

• • Health savings accounts, health reimbursement accounts, and Flexible Spending Accounts

• • Group health insurance coverage

• • Vision insurance

The Health Policy Revisions, Clauses, and Riders section covers:

• • Entire contract

• • Timely payment of claims

• • Coinsurance

• • Conditionally renewable and optionally renewable

The Social Insurance section covers:

• • Medicare supplement plans

• • Medicaid

• • Primary and secondary payers

The Other Health Insurance Concepts section covers:

• • Total disability

• • Workers compensation

The Field Underwriting Procedures section covers:

• • Underwriting life insurance policies

• • Aleatory contracts

• • Representations

Our Mometrix Life & Health Test Study Guide offers:

• • Life & Health test prep book that provides a comprehensive review for the Life & Health test.

• • Life & Health exam prep that will help you elevate your Life & Health test score.

• • Life & Health study manual that will reduce your worry about the Life & Health exam.

• • Life & Health review book that will help you avoid the pitfalls of Life & Health test anxiety.

• • Life & Health practice test questions and much more…